Minnesota · 2026
Minnesota paycheck calculator
Minnesota paycheck calculator for 2026. See your real take-home pay for 2026. Enter your salary, filing status and state, and this works out federal income tax, Social Security and Medicare (FICA), and state income tax, then shows what actually lands in your account. Your paycheck is built in layers: the federal government taxes your income above the standard deduction using graduated brackets, FICA takes a fixed percentage for Social Security and Medicare, and your state adds its own income tax, or none at all. Because each layer follows different rules, two people on the same salary in different states can take home noticeably different amounts. Use this to check a job offer across state lines, plan around a raise, or understand why your net pay sits well below your gross.
How Minnesota tax affects your pay
Minnesota runs a genuinely graduated income tax with a high top rate and brackets that are indexed to inflation. It is consistently among the higher-tax states for upper-middle and high earners, funding an expansive set of public services. A broad economy of healthcare, agriculture and a cluster of large corporate headquarters supports that revenue. The state also taxes some Social Security income, though recent changes have narrowed who pays. For high earners the Minnesota line on a payslip is one of the larger state deductions in the country.
Minnesota uses a graduated state income tax with 4 bands, running from 5.35% to 9.85%, and the top 9.85% rate applies only to taxable income above $198,630. A state standard deduction of $14,950 is applied before the brackets. Because the lower bands tax the first slice of income at smaller rates, your effective state rate is lower than the headline top rate.
Four-bracket progressive for 2025 (single thresholds). Single standard deduction $14,950. State sales tax 6.875%; local taxes add more.
This estimate combines federal income tax, FICA and Minnesota state income tax. It excludes city and county income taxes, pre-tax deductions such as 401(k) contributions and health premiums, and tax credits, all of which can change your real take-home pay.
For how the federal income tax and FICA layers are worked out, see the Paycheck calculator.
Frequently asked questions
What are the Minnesota income tax brackets?+
Minnesota uses a graduated income tax with 4 bands from 5.35% to 9.85%, after a state standard deduction of $14,950. Only the income inside each band is taxed at that band's rate, so your effective rate is lower than the top one.
What is the sales tax in Minnesota?+
Minnesota's statewide sales tax is 6.875%, with local rates often added on top. It is separate from the income tax taken from your wages.
Does this include local or city income taxes in Minnesota?+
No. This covers federal income tax, FICA and Minnesota state income tax only. Some cities and counties charge a separate local income tax that is not included here.
What is taken out of a Minnesota paycheck?+
Federal income tax, Social Security and Medicare (FICA at 7.65% up to the wage base), and Minnesota state income tax. Pre-tax items such as 401(k) contributions and health premiums lower taxable pay and are not assumed here.
What is distinctive about Minnesota tax?+
Minnesota runs a genuinely graduated income tax with a high top rate and brackets that are indexed to inflation. It is consistently among the higher-tax states for upper-middle and high earners, funding an expansive set of public services. A broad economy of healthcare, agriculture and a cluster of large corporate headquarters supports that revenue. The state also taxes some Social Security income, though recent changes have narrowed who pays. For high earners the Minnesota line on a payslip is one of the larger state deductions in the country.
Anything specific to Minnesota I should know?+
Four-bracket progressive for 2025 (single thresholds). Single standard deduction $14,950. State sales tax 6.875%; local taxes add more.
Sources
Last updated: 2026 tax year
This is an estimate for general guidance, not financial or tax advice. 2026 federal and FICA figures. Federal + FICA + state income tax only; excludes local taxes, pre-tax deductions and credits. State married-jointly figures are an approximation: the state single standard deduction and bracket thresholds are doubled, which matches conforming states but may differ where a state sets its own joint schedule. Confirm with the official sources before making decisions.
Built and maintained by Vikas Dulgunde, a software engineer building money and tax tools. Figures come from the official sources above; see our editorial standards.